EzAdvance - ONLINE SELLING PROCEEDS AND CASH DIVIDEND ADVANCE SERVICE USER GUIDE

I.      INTRODUCTION

-       EzAdvance includes:

o    Advance selling proceeds

o    Advance cash dividend right

-       Selling proceeds advance is an exclusive instrument which FPTS supplies Clients opening their deposit account (cash account) for securities transaction at FPTS. Via EzAdvance, after selling orders are executed, remaining selling proceeds (after temporarily deducting transaction fee, tax, margin loan payment,...) will be automatically added to available cash for Clients to use. At the end of each trading day, FPTS' system will automatically create an advance transaction relevant to the amount that Clients actually used and exceeded available cash. Advance orders will be generated in order of the settlement date of selling transactions.

-       Cash dividend advance is a convenient tool which FPTS supplies Clients opening their deposit account (cash account) for securities transaction at FPTS. Applied to some cash dividend rights, after Payment date is confirmed, FPTS can allow Clients to advance these rights. Clients can only get dividend advances from the rights which Clients have owned and been confirmed on Payment date. Time for placing cash dividend advance is from 8:00 to 16:30 on trading days.

-       Using EzAdvance service, Clients allow FPTS to deduct automatically from selling proceeds and/or cash dividend to take back the amount which FPTS advanced for Clients and the relevant advance interest (interest rate is set by FPTS).

-       Each cash-dividend-advance contract is applied to only 01 (one) cash dividend right.

II.    SELLING PROCEEDS ADVANCE USER GUIDE

Upon logging in Eztrade service, please click on ''Money Transaction'' menu and then choose ''Cash Advance from Selling Proceeds''.

 Selling-proceeds-advance order is automatically created by FPTS at the end of each trading day based on the amount Clients actually used and exceeded available cash.

III.   CASH DIVIDEND ADVANCE USER GUIDE

1.     Steps on placing cash dividend advance orders

Step 1: Clients log in EzTrade and choose one way

-       Way 1: Choose ''Money Transaction'' menu and click on ''Cash Dividend Advance'':

-       Way 2:

o    Choose ''Special Transaction'' and click on ''Corporate Actions Calendar'':

o    Select ''Cash Dividend Advance'':

Step 2: Input Advance Value Requested or Amount to be credited (Note: Amount to be credited = Advance Value Requested � Advance Fee).

Step 3: Press ''Accept'' and type trading password. The system will automatically add Amount to be credited to Client's trading account after this request is approved.

Step 4: On Payment date, the system will automatically book rights, advance amount; advance fee to Client's trading account.

2.     Cash Dividend Advance Order Status

-       Clients see Advance history before clicking on Dividend Advance History.

-       Or clicking Advance History.

IV.   SCHEDULE OF CHARGES

Schedule of charges may be revised at times. Please visit our website at http://www.fpts.com.vn/EN/Products-Services/Service-Tariff/ for more details